Vehicle Service Contracts & Vehicle Warranties
Whether you’re buying a car or your current car is nearing the end of the manufacturer’s warranty, it’s time to consider a vehicle service contract to protect your investment.
Vehicle Service Contracts & Vehicle Warranties
Whether you’re buying a car or your current car is nearing the end of the manufacturer’s warranty, it’s time to consider a vehicle service contract to protect your investment.
Learn More About Vehicle Service Contracts & Vehicle Warranties
Learn More About Vehicle Service Contracts & Vehicle Warranties
After all, the goal is to keep your new (or used car) in the best condition possible while also saving money. You may be wondering, “Do I need a vehicle service contract?” or “Is a vehicle service contract worth the cost in the end?”
In this article, we’ll tell you everything you need to know about the best vehicle service contracts, including what they typically cover, the additional perks they may come with, and more.
With time and mileage, repair or replacement of these standard parts is inevitable. Once your manufacturers warranty expires, here’s what you can expect to pay on average.
*Parts pricing listed is based on the average of actual repairs at a retail rate for Parts & Labor.
Actual repair costs may vary by the repair facility, vehicle, and location.
21 Day Basic Coverage
$199
This plan covers the basics, providing peace of mind for your purchase—
whether you purchase long-distance or pick-up in person.
Learn More About Vehicle Service Contracts
Learn More About Vehicle Service Contracts
- 24-hour Roadside Assistance
- Towing Services
- Rental car reimbursement
- Trip interruption reimbursement
A vehicle service contract — also commonly referred to as extended auto warranties, vehicle protection plans, or extended service contracts — is an agreement that protects you from having to pay for unexpected repairs out of pocket once your manufacturer’s warranty expires.
There are many different levels of coverage, but the two primary types of vehicle service contracts that you’re likely familiar with already:
- The powertrain warranty
- The bumper-to-bumper or exclusionary warranty
The powertrain warranty generally covers the parts that make your vehicle move, such as the engine, transmission, drive axles, transfer case, and other related parts. The bumper-to-bumper or exclusionary level essentially covers most parts that exist between your front and rear bumpers.
However, these bumper-to-bumper warranty programs tend to come with a few exclusions, so they typically list what isn’t covered rather than listing what is covered.
You’ll find that most vehicle service contract providers offer levels of coverage that fall somewhere in between the two types. Therefore, your vehicle protection plan could provide coverage for your powertrain as well as your air conditioning, brake system or other components. Other benefits may also include:
- 24-hour roadside assistance
- Towing services
- Rental car reimbursement
- Trip interruption reimbursement
These perks may be included in premium level vehicle protection plans at no additional cost.
Lastly, vehicle service contracts do come with time limits, however, they tend to last longer than the manufacturer’s warranty — usually for up to seven years or 100,000 miles.
2 Main Types of Vehicle Service Contracts
2 Main Types of Vehicle Service Contracts
What Isn’t Covered by Vehicle Service Contracts?
What Isn’t Covered by Vehicle Service Contracts?
What Isn’t Covered by Vehicle Service Contracts?
Even with the more extensive auto warranties, there will always be the following exclusions:
- Paint, glass, and upholstery
- Tires, wheels, and rims
- Routine maintenance services
- Normal wear and tear, such as brake pads or wiper blades
- Damage that occurs from accidents, abuse, misuse, or environmental events, such as floods Vehicle service contracts also won’t cover any pre-existing issues. Most providers have a waiting period of up to 30 days or 1,000 miles before coverage begins for this reason.
Is a Vehicle Protection Plan Worth It?
Vehicles are complicated and repairing them has only gotten more and more expensive in recent years. The cost of parts and labor have skyrocketed, so the cost to repair a vehicle will likely cost 25-30% more than it did just a few years ago. These skyrocketing costs are another reason to consider protecting yourself against unforeseen repairs. You can purchase a vehicle service contract at today’s pricing and protect yourself against the inflation of parts and labor pricing for years to come.
You’ll also sleep better at night knowing that you won’t be saddled with large repair bills if you do experience a breakdown. That peace of mind alone may make the decision to add an extended service contract worthwhile.
What is a Manufacturer’s Warranty and How is it Different?
What is a Manufacturer’s Warranty and How is it Different?
A manufacturer’s warranty comes as part of a new vehicle’s overall cost. It’s essentially the same as a vehicle service contract in that it’s designed for your protection against costly car issues and repairs.
With your new or used vehicle purchase, you may receive one or more of the following types of Manufacturer Warranties:
May last 3yrs/ 50,000 miles. Plans like this essentially cover the bumper-to-bumper parts.
May last 5yrs/ 60,000 miles or more. This limited plan covers the engine, drivetrain, & transmission.
This covers emissions-related parts such as tire pressure systems, the exhaust system, etc.
This protects against rust and corrosion (length of time varies by manufacturer).
Aside from being built into the purchase agreement, however, the manufacturer’s warranty may cover different issues — and it only lasts for a certain period of time.
With your new or used vehicle purchase, you may receive one or more of the following types of Manufacturer Warranties:
A manufacturer’s warranty comes as part of a new vehicle’s overall cost. It’s essentially the same as a vehicle service contract in that it’s designed for your protection against costly car issues and repairs.
Aside from being built into the purchase agreement, however, the manufacturer’s warranty may cover different issues — and it only lasts for a certain period of time.
May last 3yrs/ 50,000 miles. Plans like this essentially cover the bumper-to-bumper parts.
May last 5yrs/ 60,000 miles or more. This limited plan covers the engine, drivetrain, & transmission.
This covers emissions-related parts such as tire pressure systems, the exhaust system, etc.
This protects against rust and corrosion (length of time varies by manufacturer).
How do Motobyo’s Service Contracts Work?
How do Motobyo’s Service Contracts Work?
Here at Motobyo, we understand how important your car is. We also understand the need for financial flexibility. That’s why we offer the best Extended Mechanical Protection packages out there — and pricing starts at just $199.
In time, your manufacturer’s warranty will expire and some parts will need to be replaced. It’s just an inevitable part of car ownership. That’s why it’s so important to purchase that extra level of protection from a provider you can trust.
Give us a call or Learn more about our vehicle service contracts today online, including what you can expect to pay on average for certain repairs and more. We look forward to working with you!
Get Your Vehicle Service Contract Options Today
Get Your Vehicle Service Contract Options Today
Good Coverage
500+ Parts Covered – Powertrain Plus Plan
Safeguards the most common and expensive repairs including the engine, transmission, differential and air conditioning components.
Cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting rod bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are not covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventive maintenance schedule, is not covered). Valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan. Internal engine sensors. All factory installed sensors use to monitor engine performance, including oxygen MAS, MAP, TPS, vacuum, coolant temp, knock, cam, crank and oil level, oil pressure, fan temperature, and EGR position sensors. Engine control module, fuel injection control module. External Engine Components: harmonic balance, crankshaft pulley, engine mounts, idler pulleys, intercooler, belt tensioners, timing cover, emission air pump and control valve, crankcase ventilation valve, EGR valve and cooler, throttle body, idle air control motor or solenoid, factory oil cooler, oil filter adapter, and thermal vacuum valves.
Case and all internally lubricated parts including: planetary gear systems, clutch and steel packs,clutch drums, bands, internal seals, pump, valve body, internal sensors and internal solenoids, and overrunning or one way clutchassemblies. Torque converter and the torque converter housing.
Case and all internally lubricated parts, including: input shaft, output shaft, idler shafts, main shaft, allinternal gears, shift forks, and synchronizer assemblies. Standard transmission clutch assemblies, linkages, and hydraulic clutch units arenot covered.
Transfer case on all four wheel drive vehicles and all internally lubricated parts.
Front or rear differential housing and all internally lubricated parts (excluding wheel bearings). Drive shaft universal joints. (NOTE: Front or rear CV joints and front or rear wheel bearings are NOT covered).
A/C compressor, A/C clutch and clutch coil on vehicles with factory 134 air conditioning units. Condenser, condenser fan motor.
Axle shafts on front wheel drive vehicles after the greater of 30 days or 1,000 miles. Boot failure or damage resulting from boot failure is NOT covered.
Labor rate is based on Mitchell accepted flat rate time to repair or replace a covered component as part of an authorized repair.
Provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant). Slight seepage is not considered to be a covered repair (size of a quarter in 24 hours). (NOTE: Vacuum leaks are not covered).
In the event Your Vehicle is disabled, We will dispatch a service Vehicle to Your location to assist You. In the event Your Vehicle is unable to continue under its own power, Your Vehicle may be towed to a location of Your choosing. You will receive twenty-five (25) miles of towing at no cost. Any additional mileage will be Your responsibility and payment will be expected at the time service is rendered. Coverage: You are entitled to one (1) service per seventy-two (72)hours. Services available to You at no Cost are: a tow up to twenty-five (25) miles, battery jumpstart, flat tire change, fuel delivery (You are responsible for the actual Cost of the delivered materials), locksmith.
Thirty dollars ($30.00) per day for up to 3 days of a covered rental after claim is opened.
Our maximum liability under this Power Train Plus coverage is to repair the Vehicle within the terms of the contract up to a maximum lifetime benefit equal to the lesser of the value of the Vehicle at the time of sale or the JD Power retail book value at the time of repair.
Better Coverage
1,500+ Parts Covered – Select Plan
Safeguards the most common and expensive repairs plus additional components including electrical, cooling system, steering, suspension, brakes, and more.
Cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting rod bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are not covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventive maintenance schedule, is not covered). Valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan. Internal engine sensors. All factory installed sensors use to monitor engine performance, including oxygen MAS, MAP, TPS, vacuum, coolant temp, knock, cam, crank and oil level, oil pressure, fan temperature, and EGR position sensors. Engine control module, fuel injection control module. External Engine Components: harmonic balance, crankshaft pulley, engine mounts, idler pulleys, intercooler, belt tensioners, timing cover, emission air pump and control valve, crankcase ventilation valve, EGR valve and cooler, throttle body, idle air control motor or solenoid, factory oil cooler, oil filter adapter, and thermal vacuum valves.
Case and all internally lubricated parts including: planetary gear systems, clutch and steel packs,clutch drums, bands, internal seals, pump, valve body, internal sensors and internal solenoids, and overrunning or one way clutchassemblies. Torque converter and the torque converter housing.
Case and all internally lubricated parts, including: input shaft, output shaft, idler shafts, main shaft, allinternal gears, shift forks, and synchronizer assemblies. Standard transmission clutch assemblies, linkages, and hydraulic clutch units arenot covered.
Transfer case on all four wheel drive vehicles and all internally lubricated parts.
Front or rear differential housing and all internally lubricated parts (excluding wheel bearings). Drive shaft universal joints. (NOTE: Front or rear CV joints and front or rear wheel bearings are NOT covered). Front or rear axle joints. Boot failure, or damage resulting from boot failure, is NOT covered.
Compressor, compressor clutch, clutch coil, evaporator, condenser and condenser fan motor on vehicles with factory installed air conditioning originally equipped with R134a. AC dash control and modules.
Axle shafts on front wheel drive vehicles after the greater of 30 days or 1,000 miles. Boot failure or damage resulting from boot failure is NOT covered.
Labor charges are based on Mitchell flat rate time to repair or replace a covered component up to one hundred twenty-five dollars ($125.00) per hour of posted labor rate time.
Provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant). Slight seepage is not considered to be a covered repair (size of a quarter in 24 hours). (NOTE: Vacuum leaks are not covered).
In the event Your Vehicle is disabled, We will dispatch a service Vehicle to Your location to assist You. In the event Your Vehicle is unable to continue under its own power, Your Vehicle may be towed to a location of Your choosing. You will receive twenty-five (25) miles of towing at no cost. Any additional mileage will be Your responsibility and payment will be expected at the time service is rendered. Coverage: You are entitled to one (1) service per seventy-two (72)hours. Services available to You at no Cost are: a tow up to twenty-five (25) miles, battery jumpstart, flat tire change, fuel delivery (You are responsible for the actual Cost of the delivered materials), locksmith.
Thirty dollars ($30.00) per day for up to 3 days of a covered rental after claim is opened.
Our maximum liability under the Select Coverage is to repair the Vehicle within the terms of the contract up to a maximum lifetime benefit equal to the lesser of the value of the Vehicle at the time of sale or the J.D.Power retail book value at the time of repair.
Primary Fuel Pump
Fan and fan clutch, primary electric fan motor, primary water pump, and radiator.
Steering gear, rack and pinion, and all internal parts. Power steering cooler and lines. Power steering pump (electric or engine driven), steering column shaft and couplings.
Front or rear springs which are broken. Control arms, control arm bushings, and upper or lower ball joints. Control arm shafts, front or rear wheel bearings, spindles, radius arms and bushings. Stabilizer bar, links and bushings, torsion bars, and hub assembly.(NOTE: Items which are worn beyond service limits are not covered).
All brake components, including all components of the anti-lock brake system including: wheel cylinders, front or rear calipers, brake springs, pins, and hardware kits, wheel speed sensors (sensors damaged by bad wheel bearings are not covered), brake hoses, brake lines, brake combination or proportioning valves, master cylinder, ABS pump, ABS module, ABS hydraulic unit, ABS hydraulic control unit, ABS accumulator, parking brake actuator. (NOTE: Brake linings, pads, rotors and drums are NOT covered).
Alternator, voltage regulator, front or rear wiper motors (head lamp wiper assemblies are NOT covered), starter motor, power window motors and regulators, power seat motors, and power door lock actuators.
In the event of covered Mechanical Breakdown which occurs more than one hundred (100) miles from Your home and results in a Repair Facility keeping the Vehicle overnight, We will reimburse You for receipted motel and restaurant expenses, up to ninety dollars ($90.00) per day for a maximum of three (3) days. Total benefits shall not exceed two hundred seventy dollars ($270.00) Per Occurrence.
Best Coverage
3,000+ Parts Covered – Preferred Plan
Extensive coverage for most vehicle components.
Cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting rod bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are not covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventive maintenance schedule, is not covered). Valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan. Internal engine sensors. All factory installed sensors use to monitor engine performance, including oxygen MAS, MAP, TPS, vacuum, coolant temp, knock, cam, crank and oil level, oil pressure, fan temperature, and EGR position sensors. Engine control module, fuel injection control module. External Engine Components: harmonic balance, crankshaft pulley, engine mounts, idler pulleys, intercooler, belt tensioners, timing cover, emission air pump and control valve, crankcase ventilation valve, EGR valve and cooler, throttle body, idle air control motor or solenoid, factory oil cooler, oil filter adapter, and thermal vacuum valves.
Case and all internally lubricated parts including: planetary gear systems, clutch and steel packs,clutch drums, bands, internal seals, pump, valve body, internal sensors and internal solenoids, and overrunning or one way clutch assemblies. Torque converter and the torque converter housing. External solenoid packs, factory transmission control module, powertrain control module, related sensors and external control solenoids or motors.
Case and all internally lubricated parts, including: input shaft, output shaft, idler shafts, main shaft, allinternal gears, shift forks, and synchronizer assemblies. Standard transmission clutch assemblies, linkages, and hydraulic clutch units arenot covered.
Transfer case on all four wheel drive vehicles and all internally lubricated parts.
Front or rear differential housing and all internally lubricated parts (excluding wheel bearings). Drive shaft universal joints. (NOTE: Front or rear CV joints and front or rear wheel bearings are NOT covered). Differential and transfer case external shift solenoids, levers, or mechanisms. Front or rear axle joints. Boot failure, or damage resulting from boot failure, is NOT covered.
Factory installed turbo/supercharger, waste gate, and control module.
Compressor, compressor clutch, clutch coil, evaporator, condenser and condenser fan motor on vehicles with factory installed air conditioning originally equipped with R134a. AC dash control and modules. AC radiator cooling fan, drier, orifice tube, AC control module.
Axle shafts on front wheel drive vehicles after the greater of 30 days or 1,000 miles. Boot failure or damage resulting from boot failure is NOT covered.
Labor charges are based on Mitchell flat rate time to repair or replace a covered component up to one hundred twenty-five dollars ($125.00) per hour of posted labor rate time.
Provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant). Slight seepage is not considered to be a covered repair (size of a quarter in 24 hours). (NOTE: Vacuum leaks are not covered).
In the event Your Vehicle is disabled, We will dispatch a service Vehicle to Your location to assist You. In the event Your Vehicle is unable to continue under its own power, Your Vehicle may be towed to a location of Your choosing. You will receive twenty-five (25) miles of towing at no cost. Any additional mileage will be Your responsibility and payment will be expected at the time service is rendered. Coverage: You are entitled to one (1) service per seventy-two (72)hours. Services available to You at no Cost are: a tow up to twenty-five (25) miles, battery jumpstart, flat tire change, fuel delivery (You are responsible for the actual Cost of the delivered materials), locksmith.
Thirty dollars ($30.00) per day for up to 5 days of a covered rental after claim is opened.
Our maximum liability under the Select Coverage is to repair the Vehicle within the terms of the contract up to a maximum lifetime benefit equal to the lesser of the value of the Vehicle at the time of sale or the J.D.Power retail book value at the time of repair.Only the components listed under the Category of Coverage, that You have chosen are covered by this Schedule.
Primary Fuel Pump
Fan and fan clutch, primary electric fan motor, primary water pump, and radiator.
Steering gear, rack and pinion, and all internal parts. Power steering cooler and lines. Power steering pump (electric or engine driven), steering column shaft and couplings.
Front or rear springs which are broken. Control arms, control arm bushings, and upper or lower ball joints. Control arm shafts, front or rear wheel bearings, spindles, radius arms and bushings. Stabilizer bar, links and bushings, torsion bars, and hub assembly.(NOTE: Items which are worn beyond service limits are not covered).
All brake components, including all components of the anti-lock brake system including: wheel cylinders, front or rear calipers, brake springs, pins, and hardware kits, wheel speed sensors (sensors damaged by bad wheel bearings are not covered), brake hoses, brake lines, brake combination or proportioning valves, master cylinder, ABS pump, ABS module, ABS hydraulic unit, ABS hydraulic control unit, ABS accumulator, parking brake actuator. (NOTE: Brake linings, pads, rotors and drums are NOT covered).
Alternator, voltage regulator, front or rear wiper motors (head lamp wiper assemblies are NOT covered), starter motor, power window motors and regulators, power seat motors, and power door lock actuators. Sun roof motors, convertible top motors or actuators, power antenna, power mirrors, cruise control computer and actuator; power trunk, tailgate, hatch, and side door motors or actuators (including vacuum motors or actuators). Remote door lock receivers. Wiring harnesses. Ignition lock cylinder, all manually operated switches. Driver information gauges. (NOTE: Remote transmitters or key fobs, GPS, Radio, Stereo Systems, CD Changers, MP3 players, TV, Disc Players, Satellite Radio, and OnStar units are NOT covered).
In the event of covered Mechanical Breakdown which occurs more than one hundred (100) miles from Your home and results in a Repair Facility keeping the Vehicle overnight, We will reimburse You for receipted motel and restaurant expenses, up to ninety dollars ($90.00) per day for a maximum of three (3) days. Total benefits shall not exceed two hundred seventy dollars ($270.00) Per Occurrence.
Up to one hundred dollars ($100.00) fluid allowance for any covered repair including R134a refrigerant.
Up to two hours or one hundred dollars ($100.00) diagnostics coverage (whichever is less).
21 Day Basic Coverage
$199 Flat Rate
Basic level coverage to provide peace of mind and protect against the most major parts and system failures.
Cylinder block, cylinder heads, and all internal parts. Manifolds, valve train and covers, and fly wheel. Camshaft and timing drive components. Oil pump and oil pan. Cylinder head gaskets and intake manifold gaskets are covered for coolant leaks only.
Case and all internal parts including: planetary gear systems, clutch and steel packs, clutch drums, bands, internal seals, pump, valve body, internal sensors and internal solenoids, and over-running or one way clutch assemblies. Torque converter and the torque converter housing.
Case and all internal parts, including: input shaft,output shaft, idler shafts, main shaft, all internal gears, shift forks, and synchronizer assemblies. Any internal solenoids or sensors. Standard transmission clutch assemblies, linkages, and hydraulic clutch units are not covered.
Front or rear differential housing and all internal parts. Drive shaft and universal joints. Front axle joints are covered only on four wheel drive vehicles. Transfer case on four wheel drive vehicles and all internal parts.
Labor charges are based on industry accepted flat rate time to repair or replace a covered component up to one hundred twenty five ($125.00) per hour. Only the components listed in the above systems are covered by this Service Contract. No other components, other than those listed above are covered.
Our limit of liability is the Cost to repair or replace the total of covered breakdowns. Our maximum liability shall not exceed a total Twenty Five hundred dollars ($2,500) for the life of this contract. The total of all benefits payable for the term of the Service Contract shall not exceed $2500.
The standard Per Occurrence deductible is $250. “Per Occurrence” means the amount You must pay for covered repairs per visit. If Your Cost is a Warranty Per Occurrence charge imposed by the manufacturer, this Service Contract will pay the manufacturer’s Per Occurrence.
The term of this Service Contract is 21 Days from the Service Contract Purchase Date.
