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Used Car Insurance

We have partnered with the team at The Zebra to provide you with the best in auto insurance coverage at the most competitive rates available. The Zebra compares 100+ insurance companies to find the policy that’s right for you.

Used Car Insurance

We have partnered with the team at The Zebra to provide you with the best in auto insurance coverage at the most competitive rates available. The Zebra compares 100+ insurance companies to find the policy that’s right for you.

Learn More About Used Car Insurance

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How Does Car Insurance Work?

When you sign up for an automobile insurance policy, you pay an insurer to cover your costs in the case of damage, theft, or a vehicle accident.

You pay premiums, either monthly or annually. And you can rest assured that — should the worst happen — you don’t have to pay out of pocket for covered expenses.

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Our focus is on you

Our focus is on you

When you sign up for an automobile insurance policy, you pay an insurer to cover your costs in the case of damage, theft, or a vehicle accident.

You pay premiums, either monthly or annually. And you can rest assured that — should the worst happen — you don’t have to pay out of pocket for covered expenses.

6 Main Types of Car Insurance

6 Main Types of Car Insurance

Liability Coverage

Liability Coverage is mandatory in most states and it usually includes bodily injury liability & property damage liability.

Collision Coverage

Collision Coverage is typically optional and helps cover your own cost of damages after you hit another car, tree, etc

Uninsured Motorist Coverage

Uninsured Motorist Coverage is only required in some states, and it helps cover costs if you are injured by an uninsured or underinsured motorist.

Medical Payments Coverage

Medical Payments Coverage is only required in some states, and it helps cover medical bills for anyone in the vehicle who was injured in the accident

Comprehensive Coverage

Comprehensive Coverage is typically optional and covers things like fire, theft, vandalism, hail, etc

Personal Injury Protection

Personal Injury Protection is only available in some states, and it can help cover medical bills or injury related expenses like childcare, loss of wages, etc

Other Types of Auto Insurance Include:

Other Types of Auto Insurance Include:

*Some policies include deductibles, which is the amount of money you have to pay before an insurer is prepared to pay the rest.  

*All policies have limits, though. This is the maximum amount an insurer will be willing to pay out if you make a claim.

*Some policies include deductibles, which is the amount of money you have to pay before an insurer is prepared to pay the rest.  

*All policies have limits, though. This is the maximum amount an insurer will be willing to pay out if you make a claim.

What Does Full Coverage Used Car Insurance Cover?

What Does Full Coverage Used Car Insurance Cover?

Auto insurers provide different levels of car insurance coverage. Full coverage car insurance is the bells and whistles variety.

It includes 3 of the most important types of insurance coverage that will ensure you’re protected!

We provide all of these insurance types here at Motobyo!

Liability

This covers your costs if you are responsible for damaging another car or causing injury to the other driver.

Collision

This covers repairs to your car no matter who is at fault, even if you are at fault.

Compre-hensive

This covers everything else like theft, vandalism, fire, and damage from hail and other bad weather.

Basically, full coverage car insurance is the best kind of insurance to consider — and it’s sure to cover almost everything you’ll need.

Some states may insist on full coverage auto insurance, so be clear on what you need before you sign up for a policy.

Auto insurers provide different levels of car insurance coverage. Full coverage car insurance is the bells and whistles variety.

It includes 3 of the most important types of insurance coverage that will ensure you’re protected!

We provide all of these insurance types here at Motobyo!

Liability

This covers your costs if you are responsible for damaging another car or causing injury to the other driver.

Collision

This covers repairs to your car no matter who is at fault, even if you are at fault.

Compre-hensive

This covers everything else like theft, vandalism, fire, and damage from hail and other bad weather.

Basically, full coverage car insurance is the best kind of insurance to consider — and it’s sure to cover almost everything you’ll need.

Some states may insist on full coverage auto insurance, so be clear on what you need before you sign up for a policy.

Get Your Car Insurance Options Today

Get Your Car Insurance Options Today

Common Questions About Insurance Coverage

Common Questions About Insurance Coverage

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Insurance will cover the cost of clutch replacement if it’s damaged in an accident, but not if it has malfunctioned due to normal wear and tear. That would have to be covered in an agreed upon used car warranty.
Yes, liability car insurance will cover electrical problems if they were caused by an accident or crash. However, basic car insurance will not cover electric issues if they are due to poor maintenance, negligence, etc.
Yes. In most cases, car insurance will coverage wrongful death, as long as your policy includes death benefits, and you can prove that the car accident was the cause of death.
Only Comprehensive Coverage covers a hydrolocked engine.
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Car insurance doesn’t cover battery replacement, unless it was damaged in an accident.

Your car’s warranty would be responsible for replacing a dead or bad battery.

Yes, if the driver hits a cyclist and is at fault, their liability coverage can pay for medical expenses and the cost to repair or replace the bike.

No, your car’s insurance does not cover rust damage, since it is almost always due to negligence and poor maintenance.
Yes, your Liability Coverage will be able to cover the pedestrian’s medical expenses.
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Insurance will cover the cost of clutch replacement if it’s damaged in an accident, but not if it has malfunctioned due to normal wear and tear. That would have to be covered in an agreed upon used car warranty.
Yes, liability car insurance will cover electrical problems if they were caused by an accident or crash. However, basic car insurance will not cover electric issues if they are due to poor maintenance, negligence, etc.
Yes. In most cases, car insurance will coverage wrongful death, as long as your policy includes death benefits, and you can prove that the car accident was the cause of death.
Only Comprehensive Coverage covers a hydrolocked engine.
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Car insurance doesn’t cover battery replacement, unless it was damaged in an accident.

Your car’s warranty would be responsible for replacing a dead or bad battery.

Yes, if the driver hits a cyclist and is at fault, their liability coverage can pay for medical expenses and the cost to repair or replace the bike.

No, your car’s insurance does not cover rust damage, since it is almost always due to negligence and poor maintenance.
Yes, your Liability Coverage will be able to cover the pedestrian’s medical expenses.

How Do You Get Car Insurance?

How Do You Get Car Insurance?

To get car insurance, you need to provide details on the driver, the driver’s address, and the car itself.

If you’re wondering how to get insurance on a car, you have two main options.

Buy a Policy Direct from a Provider

The auto insurance industry is huge — and there are lots of different providers to choose from, all offering different packages and premiums. You can go directly to an insurance company office or website and sign up for a policy. In order to do this, you’ll need to know the coverage levels you’re looking for, what states that insurance providers operate in, and which provider you want to choose. As you can see, this method can very complicated!

Use An Insurance Comparison Site

An auto insurance comparison site can help you find a better auto insurance deal. It does all the hard work for you. Simply enter your details to see a range of car insurance options and policy prices. Then select the provider and premium that best suits your requirements. Want to try one of the best auto insurance comparison websites out there? You're in the right place! Head over to Motobyo’s comparison tool!

Buy a Policy Direct from a Provider

The auto insurance industry is huge — and there are lots of different providers to choose from, all offering different packages and premiums. You can go directly to an insurance company office or website and sign up for a policy. In order to do this, you’ll need to know the coverage levels you’re looking for, what states that insurance providers operate in, and which provider you want to choose. As you can see, this method can very complicated!

Use An Insurance Comparison Site

An auto insurance comparison site can help you find a better auto insurance deal. It does all the hard work for you. Simply enter your details to see a range of car insurance options and policy prices. Then select the provider and premium that best suits your requirements. Want to try one of the best auto insurance comparison websites out there? You're in the right place! Head over to Motobyo’s comparison tool!

You Can't Drive Without Automobile Insurance

You Can't Drive Without Automobile Insurance

You can’t drive a car without automobile insurance. It’s a legal requirement in nearly all states.

If you’re caught driving a car without insurance, you could face hefty fines and even license suspension. In the case of an accident, you will be personally liable for car repair costs and medical fees. Even if you simply miss your renewal deadline, auto insurance companies will see the “coverage gap” and may charge higher insurance premiums as a result. 

Luckily for you, we know everyone needs car insurance and the hassle it can cause, so we have partnered with The Zebra car insurance, so we’re able to set you up with coverage as soon as you buy your new used car!

What is The Zebra?

What is The Zebra?

The Zebra is a car insurance comparison website. You can use Zebra to find the auto insurance coverage that best suits your needs. It’s one of the nation’s leading car and home insurance comparison sites — and it presents policies from some of the top insurance companies in the country.

If you’ve got any questions about used car insurance or about our partner, The Zebra, please feel free to reach out to our dedicated team!

Common Questions About Car Insurance

Common Questions About Car Insurance

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There are many factors that come into play when your car insurance premium is calculated. They include, but are not limited to:

  • State Requirements
  • Zip Code
  • Car Make & Model
  • Driver’s Age
  • Marital Status
  • Gender
  • Yearly Mileage
  • Any High-Risk Violations
  • Credit History
  • Driving Record

Yes, the bank can repossess your car if you don’t have the necessary insurance coverage, as it was agreed upon in your contract. Not to mention, not having car insurance is illegal in most states.

Yes, you can apply for car insurance with another company even if you owe your previous one. However, you will need to still pay off anything you owe!

Gap Insurance covers the difference between what your car is worth after it is damaged and what you actually owe on your auto loan.

Car Worth When Financed – Car Worth After Damage = Gap Insurance

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